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The casino's advantage over the player. In baccarat the best bet is always on the banker and the fewer the decks the better the banker bet. Eight decks baccarat has a house edge of 1.06% / 1.24% (banker bet / player bet). One deck baccarat has a house edge of 1.01% / 1.29%. These differences in percentage do not seem large, but they do have a considerable impact on play in real life. Dealt and played using "standard" rules, a winning Banker bet is charged a 5% commission. If ties pay 8:1 the casino's advantage is 14.11% on ties. If ties pay 9:1 the casino's advantage is 4.8% on ties. In some casinos, ties are permitted to be bet on.
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